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So, ya feelin stimulated?
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OVERstimulated
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Groundskeeper Willie! I want you to remove all the coloured chalk from the classrooms.
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It looks like some dealerships are trying to cover their asses. From here.
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If you buy a car from us, and it's a cash for clunkers deal, you will sign a letter like that. I'll tell you what it is that you're signing. Ours is a bit different in that it gives u s a lien on the car. You don't have to pay the $4500, but if you want to keep the car you do. We won't do anything to the trade until we're paid for the rebate. while you don't have to sign this letter....we don't HAVE to sell you a car.
not fair that the dealer get stuck either, ne? |
No one should get stuck, you're both right. But I find it disconcerting that a dealership would dump it all on the buyer and in this case what appears to be in a rather underhanded way. Why doesn't the paperwork say "We'll split it with you" instead of You Mr./Ms. Buyer are required to pay an extra $4500...?
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But the buyer gets the car itself. Why should the dealer pay $4500 when they get nothing in return? The buyer gets a car in return.
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Nay, nay, the dealer gets the pleasure of dealing with lovely people that hate them, don't trust them, and suspect they are all closet pedophiles. :lol2:
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Haven't read the entire thread, but has anyone considered what this is going to do to the used car market? Because they're crushing all the cars they're taking in, there will be fewer used cars on the market, and those without the credit or resources to buy a new car are out of luck again. Another big government program that screws the poor.
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They got the business - they made a profit, one could assume. How much depends on a number of factors. Who would buy something for say $30,000? Then find out the cost was actually $4500 or 15% more? That makes no sense either. Neither should be on the hook for the whole amount. |
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if you had read the entire thread, you'd know whether or not this had been considered *sigh* |
As long as the customer has the option to return the car instead of forking over the extra $4500 (and getting their tradein clunker back before it's crushed,) I don't see the problem.
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You can't return a new car - it wouldn't be new anymore. And new cars depreciate quickly.
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The dealer is selling you the car, with Uncle Sam as your co-signer. If Sam doesn't come up with his share, take it up with him.
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Gap insurance. Pays the difference between what you owe and what your car is worth now. Jim sells it.
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I remember Jim posting a pic of a gap. well worth insuring, but not a lot to do with cars IIRC....
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Right.
So at least you read it now. It's so fucking rude not to, being my point. I see your point and would agree except that there's hardly a dearth of used cars... As regards "stupid choices" you are seriously off course here. For example, our Windstar counts as a clunker. just. This has been an awesome car for us, we've used it to it's limit, we've needed nothing less. We still are. in a few years, when the kids are too old to vacation with us or can drive their own cars, we may be able to downsize. But for now t works for us. Are you calling us stupid? |
If we have 10% unemployment, we still have 90% working, but those people were afraid to spend, partially because the media kept freaking everyone out.
The point was to get the automobile business (economy) moving, with a side benefit of helping improve the mileage of the nations fleet. Personally I think they should of set the increase in mileage to be eligible higher. |
I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.)
I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked. I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling. So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me. I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked. I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid. :eyebrow: |
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:comfort: |
In another thread I took responsibility for not being informed enough. Like I said though, all I heard was a hundred people beeping about what I SHOULD do...then about what I SHOULD HAVE done.
For example: the gap yap. I thought gap insurance was to bridge the gap until your personal insurance kicked in. *shrugs* seems like it would be. I didn't read otherwise, until today. That's my fault for not checking I guess. Anyway, as far as clunker cars, like I say: there's always someone telling someone they made stupid choices. I say the system is set up for otherwise intelligent people to make mistakes. It's not like making a choice to get drunk before work, or gab on your cell when you should be driving, or not attending the class the government is paying for... So, anyone who can get a deal on freaking anything....go for it. Maybe you'll get some pay back for someone somewhere having taken advantage (as is our society's bread and butter in the restaurant of Greed.) |
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Several years ago, I had some elective surgery done. I was concerned about the cost, so I read up about the coverage. Found a doctor in the network. Called the insurance company beforehand and explained what I was getting done. Read the insurance book. I was assured by everyone that it was going to be 100% covered, minus a $20 co-pay. I could hardly believe it was true, but when the rep at the insurance company told me it was true. I believed it. Later, they refused to pay like $600 of the costs. It turns out that because the doctor did the procedure in a surgery center instead of in his own office, they wouldn't cover it the same way. I assumed that "in-office" procedures meant that it wasn't done in a hospital. What it really means is that the office it's done in is the same office that the doctor has his main practice. The office location where he does his surgery doesn't count as "in-office" because other doctors use it too. I'm a fairly intelligent person. I read the damn book. I talked to people. And still, they got me. I made a mistake and paid for it. |
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We don't do any title work until your claim says 'Ready for Payment' If the deal burps, the first thing we'll do is try to keep it together somehow. First, we look at the ACTUAL value of your clunker, and try to make a deal based on that number. We've had 2 deals fail because the insurance had a small gap. In the first one, the car was actually worth $2600. we gave up the $600 profit we were making, and the customer agreed to pay the balance. The second deal unwound. Unwinding a deal means giving the car back to the owner. we look over the new car, make sure there is no damage...get the manual and both sets of keys back.....and thats it. the car is still new.....can be sold as new.....much like a demonstrator. I expect that we will be unwinding a few more deals. some of these cars may be put into demonstrator service. I imagine that there are dealers out there that will attempt to keep portions of customers' deposits as recompense for the miles/condition. we're just not that kind of store. we have a good reputation, and care about our honor. I'm beginning to worry about the program ending abruptly again. as of tonight, we've done 108 of these deals, and have still only been paid for 7 of them. there are 16 deals 'ready for payment....about 60 'under review, and the rest are 1/2 way entered awaiting image upload and submission. (10 minutes per deal that we simply don't have because we're too busy delivering vehicles) i'm starting to have weird dreams about this shit. |
ugh. I was having weird dreams about all the work I do before we went on vacation. You need to go camping with no internet and limited cellphone, i tell you. works wonders :D
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that's exactly what i have planned for the early part of september.
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can you make it until then?
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(don't forget you'll be OLD by then :p)
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i'm a tough motherfucker.
but seriously......this shit is spitting on my soul. last sunday, the GM offered me $750 to go in Sunday and work on closing July, and entering clunker claims. I went in from 8:30am until 7 pm and got 22 deals billed and 12 clunker claims entered. this Saturday, the GSM offered Mike and I each $1000 to work Sunday. I had just worked 10 days (10 hellish days with an average of 4.5 hours of sleep between) in a row. I had my own birthday celebration to attend and a lawn to mow, and a family to see....so I was forced to pass. Am I wrong to be bittter that Mike got $1000 for working 7 am to 1PM....? I COULD have worked and gotten it.....but..... I feel like i got fucked out of $250. |
Actually you got fucked out of $1250, feel better now? :haha:
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no, you're not wrong, but that $250 ain't worth the stress it's causig you
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Money sure helps to make life nicer, but it isn't the be-all-and-end-all.
I had to delay our family vacation by one day because I needed to complete the tax return for a 501c3 org that was due while we were away, and for various reasons is became impossible to do on the scheduled day. I did feel cheated. We all did -the kids were packed and playing legos until it was time to go ..and ended up being sent to bed.... But it needed to be done and for a few minutes, i though fuck! I'm not even being paid for this.... and then i thought.... if i was, the "how much" would be something else to worry about! :lol: |
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Cock, to you, Mister. :p
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NPR is reporting that GM is bringing folks back to work and turning on the overtime spigot.
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If it helps any, I got $350 to work 32 hours in the sweltering heat of the folk fest.
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The "stupid choice" idea is the governments, not mine. They think if you don't drive the kind of car they want you to, it's a stupid choice, as in "Police acted stupidly." The point is, why do I have to pay people to get a new car when I can't afford one? Where in the constitution does it say the govt has the right to do that?
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I was hired, not volunteered. They had to introduce a separate rent-a-cop committee of the volunteers system, because nobody would do that job unless they got paid. Nobody wants to be the Man.
So it was 8 hours straight for four days straight, sometimes in direct sunlight, wearing a badge, searching people's coolers, no breaks except for bathroom, your lunch or dinner is delivered to you. The good thing, on Saturday night I worked at the merch tent, basically making sure people weren't taking anything without paying; and from where I was stationed, I could hear the main stage. (Decemberists: awesome. Iron and Wine: awesome.) |
Ah, yeah, we were volunteers, had a lot of fun while were 'working'. My friends and I worked parking detail, which ranged from laying drunk in the parking lot tanning ourselves, to trying to direct shuttle busses in the dark with road flares while dodging state police cars (who didn't take direction from us at all) who were swarming the area looking for a sniper that turned out to be a stoned kid with a paint ball gun scared off his shit.
Jim worked security, checking badges mostly, to make sure no non-volunteers snuck into the tent where they fed us. Good times... I've heard good things about Iron and Wine, maybe I'll get to see them at some point. |
It's ironic but Iron and Wine is really just one guy. Live, it was just him and his acoustic. On recordings he brings in a band. Kinda like James Taylor, or Simon and Garfunkel, you know, they could play all those songs with just voice and guitar, but on records they'd have a whole band.
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I heard a rumor that Uncle Sugar is slow to pay the dealerships. It'd be funny if Obamanomics failed to produce the promise.
Guess he could call it a clerical error. Maybe he'll give a speech or invite all the owners of the auto dealerships he fuked over to the WH for a brewski. He could even have the clerk there to apologize. Clerk: :blush: "Me tho thowy." Oblama: :blunt: "It was in de best interest of all parties concerned that we meet today as citizens of this great country and settle our differences regarding this small oversight." Dealer Reps: :noevil: Got any Coors? |
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i have 6 more deals to recap before I go home. This was an interesting program. I expect that tomorrow and Saturday will be retardedly hectic......I will be working Sunday again to get all the the claims in....and Monday.....will suck. You just know that they will have some ass that knows someone important decide he wants in at 6pm on monday....then we'll have a 'beat the clock' scenario entering his claim. and Tuesday we won't sell a car. |
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Next week it'll be time for Jim to get the "Clunker flu" - if ya know what I mean
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are you saying he's been putting his naughty bits where he shouldn't've? :eek:
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Ba dum dum |
I wonder how many procrastinators went through Jim's showroom though. They've seen the new cars, they have the itch, they need only get around the feeling that they gave away $4500.
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Or don't have a clunker and were waiting for the frenzy to pass.
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And FUCK A DUCK. I just realized I finally got my damn money for my car and was going to get a car this weekend. It'll be crazy, won't it? OH JIM? Do you think the crowds will make it more likely or less likely they'll accept my cash offer? Please let me know your opinion. I want to get the best car I can with the money I can spend, and I need to know how to approach. |
I think I already said this Shawnee, but see if you can get a demonstrator model. Has 1,000 miles on it, cost $4,000 less. Damn near replaces what you lost.
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That's what we did with a car for our youngest, got a 2009 Toyota for quite a bit off sticker with 2500 miles on it.
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Hoooooly shit, Houston.
Holy mother of fuck 40 cars today. 33 yesterday. jesus h christ in a chicken basket |
It was raining, they had nothing else to do. :haha:
Guess you're working tomorrow. |
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