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-   -   Cash for Clunkers Program (http://cellar.org/showthread.php?t=20707)

ZenGum 08-16-2009 11:02 PM

So, ya feelin stimulated?

lumberjim 08-16-2009 11:03 PM

OVERstimulated

ZenGum 08-16-2009 11:22 PM

Groundskeeper Willie! I want you to remove all the coloured chalk from the classrooms.

richlevy 08-17-2009 12:22 AM

It looks like some dealerships are trying to cover their asses. From here.

Quote:

I waited patiently for about a half hour when I submitted my CARS documents to the business office, and waited another 45 minutes until it was my turn in front of the business manager to finalize paperwork. Everything was going smoothly and I was asked to sign some forms. Instead of just signing away, I recalled a few tricks I had heard dealers were pulling and started examining the documents carefully. He suggested that I could "just sign this page" and he'd fill in the rest later. I relayed that I was uncomfortable with that, considering he could write in whatever he wanted to and it had my signature on it, so he agreed to have his assistant fill it out before I signed it. Most of the other pages were fine, until I reached a carefully worded statement regarding specifically the CARS program. If I signed this page, the language was as such that if for whatever reason the government didn't provide the dealer with the proper refund, I would be held accountable for the $4,500.
This was a deal breaker and things quickly became heated. While my car was old and needed some work, it was drivable and I was perfectly willing to leave without the Sentra. He informed me that he had to protect his dealership, in case the money from the hundred or so cars he already sold didn't come in. I thought to myself, while that is fair, why are you selling cars under this program if you're uncertain about the refund? Thankfully, the www.cars.gov website was at my fingertips and I was able to quote, verbatim, the language indicating that they could not make me sign this form. I'm not sure if he didn't believe me, but he still refused adamantly. I informed him I would leave with my money and I was expecting my deposit back as well... then I mentioned I would tell people about my experience at his dealership and what he was expecting people to sign.
Here is the exact answer from the CARS site.

Quote:

A dealer has included in the purchase agreement a requirement that I return the new car or pay the dealer the amount of the CARS program credit if the CARS program credit application is rejected. Do I have to sign this in order to participate in the CARS Program?

NO. You are not required to sign an agreement like this to participate in the CARS Program. However, you may agree to such a term, but your choice to agree is between you and the dealer.
Would anyone buy a car if they thought they might get stuck paying an extra $4500? I think not.

lumberjim 08-17-2009 04:16 AM

If you buy a car from us, and it's a cash for clunkers deal, you will sign a letter like that. I'll tell you what it is that you're signing. Ours is a bit different in that it gives u s a lien on the car. You don't have to pay the $4500, but if you want to keep the car you do. We won't do anything to the trade until we're paid for the rebate. while you don't have to sign this letter....we don't HAVE to sell you a car.

not fair that the dealer get stuck either, ne?

classicman 08-17-2009 12:49 PM

No one should get stuck, you're both right. But I find it disconcerting that a dealership would dump it all on the buyer and in this case what appears to be in a rather underhanded way. Why doesn't the paperwork say "We'll split it with you" instead of You Mr./Ms. Buyer are required to pay an extra $4500...?

glatt 08-17-2009 01:28 PM

But the buyer gets the car itself. Why should the dealer pay $4500 when they get nothing in return? The buyer gets a car in return.

xoxoxoBruce 08-17-2009 01:47 PM

Nay, nay, the dealer gets the pleasure of dealing with lovely people that hate them, don't trust them, and suspect they are all closet pedophiles. :lol2:

spudcon 08-17-2009 02:18 PM

Haven't read the entire thread, but has anyone considered what this is going to do to the used car market? Because they're crushing all the cars they're taking in, there will be fewer used cars on the market, and those without the credit or resources to buy a new car are out of luck again. Another big government program that screws the poor.

classicman 08-17-2009 03:13 PM

Quote:

Originally Posted by glatt (Post 588371)
Why should the dealer pay $4500 when they get nothing in return?

So the dealer is just there to deliver a car free from profit for the manufacturer? Huh?

They got the business - they made a profit, one could assume. How much depends on a number of factors.

Who would buy something for say $30,000? Then find out the cost was actually $4500 or 15% more? That makes no sense either. Neither should be on the hook for the whole amount.

monster 08-17-2009 03:25 PM

Quote:

Originally Posted by spudcon (Post 588380)
Haven't read the entire thread, but has anyone considered .................


if you had read the entire thread, you'd know whether or not this had been considered *sigh*

Clodfobble 08-17-2009 05:16 PM

As long as the customer has the option to return the car instead of forking over the extra $4500 (and getting their tradein clunker back before it's crushed,) I don't see the problem.

jinx 08-17-2009 08:49 PM

You can't return a new car - it wouldn't be new anymore. And new cars depreciate quickly.

richlevy 08-17-2009 10:02 PM

Quote:

Originally Posted by lumberjim (Post 588307)
If you buy a car from us, and it's a cash for clunkers deal, you will sign a letter like that. I'll tell you what it is that you're signing. Ours is a bit different in that it gives u s a lien on the car. You don't have to pay the $4500, but if you want to keep the car you do. We won't do anything to the trade until we're paid for the rebate. while you don't have to sign this letter....we don't HAVE to sell you a car.

not fair that the dealer get stuck either, ne?

So if I pay $30000 for the car and can't come up with the extra $4500, what happens? The car depreciated the moment it left the lot. Do I get my $30000 back or does the dealership try to give me $26000 back for my 'used' car?

xoxoxoBruce 08-17-2009 10:05 PM

The dealer is selling you the car, with Uncle Sam as your co-signer. If Sam doesn't come up with his share, take it up with him.

ZenGum 08-17-2009 10:19 PM

Quote:

Originally Posted by jinx (Post 588423)
You can't return a new car - it wouldn't be new anymore. And new cars depreciate quickly.

Just ask Shawnee....

jinx 08-17-2009 10:21 PM

Gap insurance. Pays the difference between what you owe and what your car is worth now. Jim sells it.

monster 08-17-2009 10:51 PM

I remember Jim posting a pic of a gap. well worth insuring, but not a lot to do with cars IIRC....

spudcon 08-17-2009 11:03 PM

Quote:

Originally Posted by xoxoxoBruce (Post 588432)
The dealer is selling you the car, with Uncle Sam as your co-signer. If Sam doesn't come up with his share, take it up with him.

Yeah, good luck with that.

spudcon 08-18-2009 12:34 AM

Quote:

Originally Posted by monster (Post 588390)
if you had read the entire thread, you'd know whether or not this had been considered *sigh*

OK, I've read the entire thread, some conversation about used cars, but nothing about the inflating of used car prices once $3 billion worth of used cars are crushed. Of course, I still haven't figured out where in the constitution it says they can take money from one group of people, and give that money to another group of people because they made stupid choices.

monster 08-18-2009 12:44 AM

Right.

So at least you read it now. It's so fucking rude not to, being my point.

I see your point and would agree except that there's hardly a dearth of used cars...

As regards "stupid choices" you are seriously off course here. For example, our Windstar counts as a clunker. just. This has been an awesome car for us, we've used it to it's limit, we've needed nothing less. We still are. in a few years, when the kids are too old to vacation with us or can drive their own cars, we may be able to downsize. But for now t works for us. Are you calling us stupid?

xoxoxoBruce 08-18-2009 12:56 AM

If we have 10% unemployment, we still have 90% working, but those people were afraid to spend, partially because the media kept freaking everyone out.
The point was to get the automobile business (economy) moving, with a side benefit of helping improve the mileage of the nations fleet.

Personally I think they should of set the increase in mileage to be eligible higher.

Shawnee123 08-18-2009 08:22 AM

I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.)

I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked.

I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling.

So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me.

I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked.

I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid. :eyebrow:

morethanpretty 08-18-2009 11:19 AM

Quote:

Originally Posted by Shawnee123 (Post 588486)
I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.)

I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked.

I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling.

So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me.

I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked.

I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid. :eyebrow:

I'm sorry shaw. You're not stupid, you didn't make bad choices I'm sure.

:comfort:

Shawnee123 08-18-2009 11:47 AM

In another thread I took responsibility for not being informed enough. Like I said though, all I heard was a hundred people beeping about what I SHOULD do...then about what I SHOULD HAVE done.

For example: the gap yap. I thought gap insurance was to bridge the gap until your personal insurance kicked in. *shrugs* seems like it would be. I didn't read otherwise, until today. That's my fault for not checking I guess.

Anyway, as far as clunker cars, like I say: there's always someone telling someone they made stupid choices. I say the system is set up for otherwise intelligent people to make mistakes.

It's not like making a choice to get drunk before work, or gab on your cell when you should be driving, or not attending the class the government is paying for...

So, anyone who can get a deal on freaking anything....go for it. Maybe you'll get some pay back for someone somewhere having taken advantage (as is our society's bread and butter in the restaurant of Greed.)

glatt 08-18-2009 12:01 PM

Quote:

Originally Posted by Shawnee123 (Post 588521)
I say the system is set up for otherwise intelligent people to make mistakes.

You are correct.

Several years ago, I had some elective surgery done. I was concerned about the cost, so I read up about the coverage. Found a doctor in the network. Called the insurance company beforehand and explained what I was getting done. Read the insurance book. I was assured by everyone that it was going to be 100% covered, minus a $20 co-pay. I could hardly believe it was true, but when the rep at the insurance company told me it was true. I believed it.

Later, they refused to pay like $600 of the costs. It turns out that because the doctor did the procedure in a surgery center instead of in his own office, they wouldn't cover it the same way. I assumed that "in-office" procedures meant that it wasn't done in a hospital. What it really means is that the office it's done in is the same office that the doctor has his main practice. The office location where he does his surgery doesn't count as "in-office" because other doctors use it too.

I'm a fairly intelligent person. I read the damn book. I talked to people. And still, they got me. I made a mistake and paid for it.

classicman 08-18-2009 12:14 PM

Quote:

Originally Posted by Shawnee123 (Post 588521)
I say the system is set up TO TAKE ADVANTAGE WHEN otherwise intelligent people make mistakes.

<vultures swoop in>

jinx 08-18-2009 12:16 PM

Quote:

Originally Posted by Shawnee123 (Post 588521)
For example: the gap yap. I thought gap insurance was to bridge the gap until your personal insurance kicked in. *shrugs* seems like it would be. I didn't read otherwise, until today. That's my fault for not checking I guess.

If Jim didn't sell it I wouldn;t know it existed... I mean, how often do people buy new cars? And when you're sitting there trying not to get screwed everything sounds suspicious. Gap ins., undercoating, paint protector - who the fuck knows.

Quote:

Originally Posted by Shawnee123 (Post 588521)
So, anyone who can get a deal on freaking anything....go for it.

You'd be crazy not to.

lumberjim 08-18-2009 11:48 PM

Quote:

Originally Posted by richlevy (Post 588429)
So if I pay $30000 for the car and can't come up with the extra $4500, what happens? The car depreciated the moment it left the lot. Do I get my $30000 back or does the dealership try to give me $26000 back for my 'used' car?


We don't do any title work until your claim says 'Ready for Payment'

If the deal burps, the first thing we'll do is try to keep it together somehow. First, we look at the ACTUAL value of your clunker, and try to make a deal based on that number.

We've had 2 deals fail because the insurance had a small gap. In the first one, the car was actually worth $2600. we gave up the $600 profit we were making, and the customer agreed to pay the balance. The second deal unwound.

Unwinding a deal means giving the car back to the owner. we look over the new car, make sure there is no damage...get the manual and both sets of keys back.....and thats it. the car is still new.....can be sold as new.....much like a demonstrator.

I expect that we will be unwinding a few more deals. some of these cars may be put into demonstrator service. I imagine that there are dealers out there that will attempt to keep portions of customers' deposits as recompense for the miles/condition. we're just not that kind of store. we have a good reputation, and care about our honor.

I'm beginning to worry about the program ending abruptly again. as of tonight, we've done 108 of these deals, and have still only been paid for 7 of them. there are 16 deals 'ready for payment....about 60 'under review, and the rest are 1/2 way entered awaiting image upload and submission. (10 minutes per deal that we simply don't have because we're too busy delivering vehicles)


i'm starting to have weird dreams about this shit.

monster 08-18-2009 11:54 PM

ugh. I was having weird dreams about all the work I do before we went on vacation. You need to go camping with no internet and limited cellphone, i tell you. works wonders :D

lumberjim 08-18-2009 11:56 PM

that's exactly what i have planned for the early part of september.

monster 08-18-2009 11:57 PM

can you make it until then?

monster 08-18-2009 11:57 PM

(don't forget you'll be OLD by then :p)

lumberjim 08-19-2009 12:18 AM

i'm a tough motherfucker.


but seriously......this shit is spitting on my soul.

last sunday, the GM offered me $750 to go in Sunday and work on closing July, and entering clunker claims. I went in from 8:30am until 7 pm and got 22 deals billed and 12 clunker claims entered.

this Saturday, the GSM offered Mike and I each $1000 to work Sunday. I had just worked 10 days (10 hellish days with an average of 4.5 hours of sleep between) in a row. I had my own birthday celebration to attend and a lawn to mow, and a family to see....so I was forced to pass. Am I wrong to be bittter that Mike got $1000 for working 7 am to 1PM....? I COULD have worked and gotten it.....but.....

I feel like i got fucked out of $250.

xoxoxoBruce 08-19-2009 12:25 AM

Actually you got fucked out of $1250, feel better now? :haha:

monster 08-19-2009 12:25 AM

no, you're not wrong, but that $250 ain't worth the stress it's causig you

monster 08-19-2009 12:36 AM

Money sure helps to make life nicer, but it isn't the be-all-and-end-all.

I had to delay our family vacation by one day because I needed to complete the tax return for a 501c3 org that was due while we were away, and for various reasons is became impossible to do on the scheduled day. I did feel cheated. We all did -the kids were packed and playing legos until it was time to go ..and ended up being sent to bed.... But it needed to be done and for a few minutes, i though fuck! I'm not even being paid for this.... and then i thought.... if i was, the "how much" would be something else to worry about! :lol:

lumberjim 08-19-2009 01:05 AM

Quote:

Originally Posted by xoxoxoBruce (Post 588682)
Actually you got fucked out of $1250, feel better now? :haha:

YOU DICK!

xoxoxoBruce 08-19-2009 01:24 AM

Cock, to you, Mister. :p

Griff 08-19-2009 06:24 AM

NPR is reporting that GM is bringing folks back to work and turning on the overtime spigot.

Undertoad 08-19-2009 07:36 AM

If it helps any, I got $350 to work 32 hours in the sweltering heat of the folk fest.

spudcon 08-19-2009 07:37 AM

The "stupid choice" idea is the governments, not mine. They think if you don't drive the kind of car they want you to, it's a stupid choice, as in "Police acted stupidly." The point is, why do I have to pay people to get a new car when I can't afford one? Where in the constitution does it say the govt has the right to do that?

jinx 08-19-2009 10:46 AM

Quote:

Originally Posted by Undertoad (Post 588714)
If it helps any, I got $350 to work 32 hours in the sweltering heat of the folk fest.

When did they start paying for that? When we used to work it, it was for free meals and camping.

Undertoad 08-19-2009 11:31 AM

I was hired, not volunteered. They had to introduce a separate rent-a-cop committee of the volunteers system, because nobody would do that job unless they got paid. Nobody wants to be the Man.

So it was 8 hours straight for four days straight, sometimes in direct sunlight, wearing a badge, searching people's coolers, no breaks except for bathroom, your lunch or dinner is delivered to you. The good thing, on Saturday night I worked at the merch tent, basically making sure people weren't taking anything without paying; and from where I was stationed, I could hear the main stage. (Decemberists: awesome. Iron and Wine: awesome.)

jinx 08-19-2009 11:46 AM

Ah, yeah, we were volunteers, had a lot of fun while were 'working'. My friends and I worked parking detail, which ranged from laying drunk in the parking lot tanning ourselves, to trying to direct shuttle busses in the dark with road flares while dodging state police cars (who didn't take direction from us at all) who were swarming the area looking for a sniper that turned out to be a stoned kid with a paint ball gun scared off his shit.

Jim worked security, checking badges mostly, to make sure no non-volunteers snuck into the tent where they fed us.

Good times...

I've heard good things about Iron and Wine, maybe I'll get to see them at some point.

Undertoad 08-19-2009 12:05 PM

It's ironic but Iron and Wine is really just one guy. Live, it was just him and his acoustic. On recordings he brings in a band. Kinda like James Taylor, or Simon and Garfunkel, you know, they could play all those songs with just voice and guitar, but on records they'd have a whole band.

Madman 08-20-2009 04:01 PM

I heard a rumor that Uncle Sugar is slow to pay the dealerships. It'd be funny if Obamanomics failed to produce the promise.

Guess he could call it a clerical error.

Maybe he'll give a speech or invite all the owners of the auto dealerships he fuked over to the WH for a brewski. He could even have the clerk there to apologize.

Clerk: :blush: "Me tho thowy."
Oblama: :blunt: "It was in de best interest of all parties concerned that we meet today as citizens of this great country and settle our differences regarding this small oversight."
Dealer Reps: :noevil: Got any Coors?

lumberjim 08-21-2009 12:53 AM

Quote:



Secretary LaHood Announces Wind Down to Hugely Popular CARS Program

U.S. Transportation Secretary Ray LaHood announced Thursday that after a wildly successful run, the cash for clunkers program will come to a close on Monday, August 24th at 8 p.m. EDT.
I'm posting this from work.....look at the clock. it's tomorrow.

i have 6 more deals to recap before I go home. This was an interesting program. I expect that tomorrow and Saturday will be retardedly hectic......I will be working Sunday again to get all the the claims in....and Monday.....will suck. You just know that they will have some ass that knows someone important decide he wants in at 6pm on monday....then we'll have a 'beat the clock' scenario entering his claim. and Tuesday we won't sell a car.

TheMercenary 08-21-2009 07:46 AM

Quote:

Originally Posted by lumberjim (Post 589104)
[b]

and Tuesday we won't sell a car.

All's well that ends well. Time to bury it.

classicman 08-21-2009 10:29 AM

Next week it'll be time for Jim to get the "Clunker flu" - if ya know what I mean

monster 08-21-2009 10:35 AM

are you saying he's been putting his naughty bits where he shouldn't've? :eek:

Shawnee123 08-21-2009 10:37 AM

Quote:

Originally Posted by classicman (Post 589163)
Next week it'll be time for Jim to get the "Clunker flu" - if ya know what I mean

Quote:

Originally Posted by monster (Post 589167)
are you saying he's been putting his naughty bits where he shouldn't've? :eek:

Yes. And now he's exhausted.

Ba dum dum

Griff 08-21-2009 11:13 AM

I wonder how many procrastinators went through Jim's showroom though. They've seen the new cars, they have the itch, they need only get around the feeling that they gave away $4500.

xoxoxoBruce 08-21-2009 11:18 AM

Or don't have a clunker and were waiting for the frenzy to pass.

Happy Monkey 08-21-2009 11:33 AM

Quote:

Originally Posted by lumberjim (Post 589104)
... and Tuesday we won't sell a car.

Because all the dealership employees will be sleeping for a week?

Shawnee123 08-21-2009 11:37 AM

Quote:

Originally Posted by xoxoxoBruce (Post 589199)
Or don't have a clunker and were waiting for the frenzy to pass.

Good point. Personal experience shows that even a POC car that you need to get rid of isn't always considered a clunker.

And FUCK A DUCK. I just realized I finally got my damn money for my car and was going to get a car this weekend. It'll be crazy, won't it?

OH JIM? Do you think the crowds will make it more likely or less likely they'll accept my cash offer? Please let me know your opinion. I want to get the best car I can with the money I can spend, and I need to know how to approach.

ZenGum 08-21-2009 07:58 PM

I think I already said this Shawnee, but see if you can get a demonstrator model. Has 1,000 miles on it, cost $4,000 less. Damn near replaces what you lost.

TheMercenary 08-21-2009 08:06 PM

That's what we did with a car for our youngest, got a 2009 Toyota for quite a bit off sticker with 2500 miles on it.

lumberjim 08-23-2009 01:12 AM

Hoooooly shit, Houston.


Holy mother of fuck



40 cars today. 33 yesterday.

jesus h christ in a chicken basket

xoxoxoBruce 08-23-2009 01:15 AM

It was raining, they had nothing else to do. :haha:

Guess you're working tomorrow.


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