i hear you. about half my client base is self employed so i deal with it all the time. i bitch because before i came to my current position i had a juicy salary plus commission and awesome medical insurance for my entire family, life ins, free legal, and laundry list of other benefits that i only paid $105/month for. now a greatly condensed list of benefits costs me about $580/month.

oh well, life is about choices, right?