[Happy Monkey]

I rear ended someone within months of getting my license. No damage to her car, my bumper slid under hers, so my hood got bent a bit. No airbags went off.

She wouldn't exchange info with me, and insisted that she be taken to the hospital in a neckbrace. I drove to work. Of course, a year later or so, the lawsuit begins. The lawyer put the amount they were asking for as a debt on my credit record. He filed in two wrong jurisdictions. It took about two more years to actually get in court, where it turned out she had already been seeing a doctor for the same symptoms she was blaming me for, and had taken months off of work and taking therapy.

I hope that was really true, because the jury gave her about half of the actual cash damages she claimed, and no pain and suffering. And I expect the lawyer took a bit of that.