ah, the take care of the family syndrome. for me, i think i would not change that much.
I like my job, so i wouldn't quit. i would probably build my next house a little bit nicer than my current one, but i wouldn't pay it off, just the mortgage route for me thank you. i would cough out the $250,000 a charitable group i know needs to get running. pay off mom and dad's house and my sister's student loans. invest the rest and have fun with 50% of the earnings every year. of course, i would stipulate in my trust that my kid, love him as i do, can't lay a finger on any of the money until after his 30th birthday (other than college expenses, and those limited to 4 years.)
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Getting knocked down is no sin, it's not getting back up that's the sin
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