wow - i see you once again typed a lot but didn't actually answer the question about what specific part of individual SS accounts scare you.
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Somehow we will divert SS money to the stock market - and stock brokers will get none of the business?
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Let me get this straight. you honestly think that if the government has all those$X00,000,000,000 to invest they are going to call lookout and say "hey lookout - could you buy 20,000 share of Intel?" give me a break tw.