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wolf, i'm guessing that one of your 403(b)'s is from a previous employer? if so you will generally be better served by rolling it into an IRA.
it's kind of like the difference between the quik-e-mart and a grocery store. sure you can but things in each, but the grocery store offers so much more and generally provides better values.
FWIW
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Getting knocked down is no sin, it's not getting back up that's the sin
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