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while if the economy does poorly the amount of benefits goes down.
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i have yet to see a legitimate model that shows benefits going down from the current system. think of it like this. if your current benefit is
X and the proposed plan has expectations that the new benefit will be
X + 100 but in a down time it only turns out to be
X + 50 , have you really lost anything? it would seem to me that you are still up from where you would be with the current system.