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For a second there............then I read your edit. But you still make a valid point V! Before posting on here, I questioned some...friends....about this issue. They obviously let their credit take a back seat in most situations. That is what i am trying NOT to do. I am trying to resolve this issue with minumal(sp) or no damage to my credit.
With that said, I have my reasons for posting my question on here. I must say, I am getting some good feedback.
I am going to write the collection agency a letter basically asking for bills, insurance info(what was paid & what wasn't)..etc etc etc. As well as dispute the debt as invalid.
But what I do believe is that from the beginning, I did NOT owe the dentist any money for the work done. I simply believe it was an insurance mix-up.
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