Quote:
Originally Posted by Cicero
Maybe "Insurance" is a poor concept when it comes to Health in the first place. Back to step 1.
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That's what I'm wondering. Insurance is supposed to work when the majority of subscribers never need it, so there are large sums available for the few who do. Is that model valid for healthcare? HMOs are forcing it into the model by discouraging or preventing payouts. If they did pay claims, would it work?