Quote:
Originally Posted by xoxoxoBruce
Because the government doesn't require me to go to the casino.
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Theoretically, you only
have to have certain insurance if you drive a car (there is public transportation/taxies/bicycles etc.) or own a home (you can rent, renters ins is not required) etc. I'm just saying...
Please don't get me wrong, ins comps, like big oil have us by the balls, because we 'need' their product.
We don't get a discount just cuz we sell the stuff. In fact, before my husband owned his agency
(and is now considered self employed and the gubmint is screwing us in ways we never knew were possible) he was
required to have his companies health insurance. IT STUNK and was more than mine. His deductables and co-pays were double mine, plus we paid more for his prescriptions (and the man was sick all the time with pneumonia, at one point hospitalized). The
minute we could, we got him onto my plan.
All I'm saying is that insurance is a business, like any other where those who have a chance to make money would like to maximize their take home. Unfortunately, there are unscrupulous and downright vulturistic assholes in
any industry who will prey on the ignorant.