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Whilst I can see your housemate's point of view, I think prolly the get-out-of-debt thing must be like dieting - if you clamp down too hard you'll just rebel and chuck the whole plan in because it's making you too miserable.
How about planning an "entertainments" budget for yourself (and sticking to it ...) out of which this type of expenditure would naturally be paid?
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Living it up on the edge ... of civilisation, within the southwest coast of 
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