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Are we officially in a recession (outside of Detroit, of course)?
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impossible to tell. the definition of recession is two successive quarters of a shrinking economy, so you never know until you are at least 6 months in. our last recession only lasted 8 months, so technically, we were only aware of it for 2 months. or something like that. i still get people asking when the recession will end. they look shocked when i tell them that it ended 5.5 years ago.
glatt: if you choose to be a DIY guy there is a book i would suggest by a nationally famous planner. i don't agree with everything, but for a DIYer it is good. can't give you the name, but if you google "buckets of money" you'll find him.
****i have no connection whatsoever with him or his books****