i think you have the right idea there UT. but in all honesty i would like to see you handle any monthly overages differently. rather than starting the next month with a credit already in the tip mug, just put it off to the side for future needs.
if you need $250 for the month and December produces $300 - then take that extra $50, set it aside for future needs and start on January 1st with the tip mug on $0. everyone here knows you aren't making a profit or running a scam, so i don't think anyone would have a problem with that. It's just that if you keep rolling the overage over, then the urgent reminder to tip becomes much less urgent.
IMO
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