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I think there are some very interesting strategies here. Couple things I agree on: the right answer is "it depends" -- depends on circumstances, how much the kids are out by themselves, have activities, etc.; how responsible they are; and that certainly by the time they are driving they need one. Every driver needs one--that's why I finally broke down and purchased one for myself.
It's not a real immediate concern for me, since the relevant parties in my family are grands, not my own kids, but it is coming up for them. It was brought up at Christmastime. Certainly the kids are going to want one before they're ready for one. Economics is a factor--neither set of parents can afford an additional high bill, so pre-paid would be the way to go, I think. Perhaps with the kids earning their own minutes.
The texting in school thing bothers me, though.
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