[lushchocolateswirl]

Well thanks for the answers but I think you all know where I'm coming from. Once people used to save up and buy their first 'home'.
But the trend over the last twenty years is to save up and buy your first 'investment'. And if you are only in it for the investment then you're prone to the investment markets and it's fall outs. In conjunction with that people are building more and more little investment properties and I personally believe that's why we have the 'urban sprawl'. More and more little boxes on the hillside waiting to become slums. Two many investors in the property market and too many people wanting to get rich all at the same time.