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That's a funny e-mail, and it's probably a mistake to look at it seriously, but if you do, the major flaw is that the proposed banking bailout isn't so much a gift of free money as it is buying up a bunch of risky loans that actually have a fair chance of being paid off. Much of the $800 Billion (or whatever the figure is) stands a chance of coming back down the road. There's even a small chance that the government would eventually make money on the deal.
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