[bluecuracao]

Oh, how about THIS.

Let's start a fund for Cellar Alms. Next time one of us comes across a panhandler and feels the urge to give, keep it, and put it in the fund instead. If enough is built up, then whenever any of us falls on hard times and needs some help to get by, we can request some of the funds.

I think I would rather give one of you a few bucks to help pay your electric bill or get a couple of meals, instead of some guy on the street pretending to be hard up, while he's got a hunge in small bills in his pocket.