Quote:
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Many of our beggars today are there by choice
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Unless the individual is known to you, you have no idea what put them where they are, or what barriers they see in their way. If you have a friend, and know that friend to be an idle sod who just hates work, then the word bum may be appropriate. I don't like the judgement cast about people we don't know.
Sorry, not meaning to be a pain :P I have always hated that word.