[TheMercenary]

I wish I had the ability to do some of the stuff you dad has done but I don't own enough property to do it at this time. I will someday. I am not caught up in the doomsday stuff so much as I just want to live off the grid as much as possible, or at least have the ability to do it if I need to.

Back to the original topic. We are concentrating on becoming debt free as much as possible. Paying off everything we can. We are definately spending less, much less this year. We are going to start to pay more into our mortgage this year each month and hopefully have the house paid off in 5 years. We refinanced to a 15 year mortgage and only have 9 years left on it. It is unlikely that we will go on a big family vacation next year, we usually rent a house on the beach in Fla. We are directing more money into savings and investments, buying while the market is down. Job wise, I am in one of the most secure fields there is at the moment but that can all change with a revamping of the health care industry under Obama. So who really knows what the future holds. We are going to keep more money at home that is for sure.