Stress.
I have the opportunity to sell my practice to an associate for an amount that eliminates all of my debt save the house and one car. In this deal I would continue on as an employee with an solid payout on my production and would keep my current clients with no disruption to them beyond a change to the letterhead.
I'm tired and worn out from being "the decider" and truth be told I'm just kind of tired being entirely on my own. IfI don't like working with him (even though we've worked together loosely for years) I can walk away and start over after 24 months with my clients intact. It shouldn't be that hard of a decision but there is just something gut churning about giving up the "I own my company" bit.
