[classicman]

"No matter what you do, you end up with people who don’t receive a beneficial medical therapy because they can’t afford it."

Ever since invention of medicine, there has never been any country at any stage of history where this was not true. This is because people are meant to die, and therefore there is always an more demand for medical care and therapy than supply.

I wish that someone in the Administration would admit that the only way to reduce healthcare costs as a percentage of GDP is to ration care. That's it. Everything else is window dressing.

Let me explain the problems with employer-paid health insurance. It is not a privilege but a right for every employed person to get the best health care available. Why does it sound socialist? Because every person gets the same benefit and there is no choice.

Unlike some countries, in the USA the employer does not pay for our house rent/mortgage. Out of the take home pay, the employee determines how much she can afford to spend on housing accordingly buys or rents a home. The choice is hers, the consequences are hers and the office clerk and the CEO usually do not have identical homes.
When it comes to health insurance, the clerk and the CEO get exactly same health coverage. They usually do not care how much the doctor charges, how much the medicines cost or how much the hospital bill is. There is a place with unlimited funds called health insurance Company that will take care of everything. This attitude is formed because it is not the onus of the employee to buy insurance.

A few thoughts on the healthcare situation