[TheMercenary]

As you know, in your business, no one ever got ahead without taking risk. Of course you have people doing that around you all the time and maybe it is your job to help them do it, so you may not be so good at it yourself. (assumption)

I say go for it. Sell the practice, take the new job, pay off the debts, and start with a clean slate. Few ever have that opportunity. Worst case is you will have to start again. But you have done that once and when you did it before you probably had more debt. This time you will have little. Nothing good in life comes easy. Good luck. Let us know what you do.