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FTR - we don't really have house-eating insects in this country.
I'm sure if you research you can find some, but in general, termites and such do not feature on our radar.
However, in some parts of the country (Scotland if my memory serves me right) there are plagues of mice due to the milder winters. And then can chew through all the wiring while the owners are taking a ski-break abroad. And no shadenfreude here either - skiing is a cheap holiday.
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