06-08-2009, 09:43 PM
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#32
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I hear them call the tide
Join Date: Dec 2005
Location: Perpetual Chaos
Posts: 30,852
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Quote:
Originally Posted by BrianR
NOTE: If you use credit cards, you should NOT pay them off each month...carry a balance, even a small one. If you don't, the credit report shows you as carrying the maximum charge and not paying on it. Show steady use, not too much, not too little, carry a small balance and keep the payments up. That way if you suddenly need, oh, a car, you look better on paper.
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Um, no. Urban myth built up by the card companies.
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The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart
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