[Griff]

Matt Miller in the NYT-
An alternative strategy for Congress would be the new “fitness club” model offered by some doctors, in which members pay $65 a month for same-day or next-day access to primary care services. This would involve no insurance companies, so it would save administrative expenses.

We could then pair one of these primary care plans with high-deductible insurance coverage for catastrophic care, but limit total annual out-of-pocket payments to, say, 15 percent of family income. For a member of Congress whose family had no other income, that limit would be $26,000. If this kind of plan were extended to other Americans, a family earning $25,000 a year would have a limit of $3,750.

This kind of hybrid plan would honor the values of both parties even as it cut the cost of covering each politician by perhaps one-third. It would give members the incentive to shop for less expensive health services, thus encouraging doctors and other providers to compete to offer better value. At the same time, members would know they are protected in the event of a costly illness. Those who wanted greater coverage could pay for it out of their own pocket.

This is interesting stuff and a damn site simpler than many of the ideas being floated.