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Old 08-08-2009, 07:55 PM   #442
richlevy
King Of Wishful Thinking
 
Join Date: Jan 2001
Location: Philadelphia Suburbs
Posts: 6,669
Quote:
Originally Posted by jinx View Post
It cost my ins co $4,000 for me to give birth with a midwife in a free standing birth center. It cost almost $13,000 to get the same job done in a hospital 2 year earlier.
So they're basing their coverage on the lowest possible cost, even though a majority of women still use hospitals.

If the bill was $22,000, there may have been complications, which would possibly have required a switch to the hospital.

I just wonder if anyone told this woman up front "we're only going to cover $3000 because we're assuming that you'll use a midwife."
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