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Employer Responsibility to Provide Coverage:
Provisio: A meaningful contribution toward coverage.
House: Employers are required to contribute 72.5/65% single/family of employees premium costs for coverage purchased inside or outside the exchange. 5 year grace period for some plans (Unions).
Senate: Employers are not required to provide coverage but either pay penalty if no coverage or insufficient coverage. Permanately grandfathers existing plans with any level of coverage.
Or they can provide subsidy to insurance exchanges: House and Senate version only differ by penalty.
Nothing in these provisions control costs of the premiums.
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