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Originally Posted by TheMercenary
And for some it maybe more than they are prepared, and now required, to buy.
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Insurance for most every company insured employee is virtually unchanged. Except for one provision. Government welfare to medicaid provisions is being removed. Welfare to company health plans means some companies must scale back some provisions of their plans or pay for what the Federal government was once providing through tax credits - corporate welfare.
For those without health care, details to a solution must be implemented by each state. Like auto insurance, states must create an exchange where insurance is provided by corporate insurance companies at rates competitive to those offered in big corporate plans. Every state must be and is encouraged to innovate. Try different methods to make this free market work. Some states may even group together to form a larger exchange.
Critical details (like all insurance) are under the domain of the states. Amazing how many are so critical when the states have not even defined their programs. Nothing says the states must pay for anything. But by the time it is all done in four years, everyone must have and must be provided the oppurtunity to buy insurance from some insurance company.
Insurance companies must conform to free market principles which most insurance companies wanted anyway. Gouging by medical insurance companies will result in pressure both from the free market, and now also by state insurance commissioners. Regulators can now confront issues such as coverage routinely dropped for mythical pre-existing medical conditions. The free market must now make insurance available to everyone. Markets (exchanges) that will make that possible must be implemented by every state.