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When I got my first mortgage, I tried to send extra money with the payments, but they refused to take it unless I sent the exact equivalent of one months principle payment. Of course every month the principle was different, which meant a tortured phone call trying to determine the amount.
Oh, and I've had them put the overpayment in the escrow account, too.
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The descent of man ~ Nixon, Friedman, Reagan, Trump.
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