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I think you have mistaken my meaning.
By IRL I simply mean a face-to-face (or voice-to-voice) transaction.
Seeing and touching what I buy, interacting in real time with other people rather than waiting for a response - especially across time differences - trying on items of clothing or tasting food items are all added value. There are other values associated with internet purchases.
And I was referring to financial transactions only, not personal connections, so I agree with at least half of your post.
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