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honestly if you have money you should spoil your kids: after school activities to develop various skills, tutors, better universities and less need for student loans, hell my father had a time share business and took us all over the world every business trip. not to mention there are much better investments for their security then life insurance. and ofcourse if you get to invest in your house basement or outdoor pool or whatnot, and make your child the main host of his or her friends, at least you know where they are partying and hanging out. there are a lot of good things you can do for your child with money.
but this is... i don't get it.
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