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@Adek
... does "federal gov't loan system" mean Fanny Mae and Freddy Mac ?
(if so, you're mistaken because those loans are usually initiated by banks, mortgage companies, etc.)
... do you include the VA loans ?
... do you include the Dept of Agriculture (farm) loans ?
... do you include the WWII FHA mortgage insurance ?
Do you believe these should be eliminated ?
I admit I'm assuming your remarks are in the nature of negative criticism.
Are you being critical of the entire "federal gov't loan system",
as opposed to the mortgages held within a "private lending system" ?
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