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It's also worth noting that since Fannie Mae had such economic problems during the housing crash, they have been deliberately buying up very good loans in order to balance their books and get a solid business model working again. We received notification awhile back that our loan had been purchased by Fannie Mae (though it would continue to be serviced by our current mortgage holder, not sure how that works,) and we have excellent credit. The fact that our loan is owned by them is in no way an indication that our loan is on assistance from the government.
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