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"as long as you don't get seriously ill or have an accident requiring a complex medical response, it might well be more cost effective to pay the fine and be uninsured"
I must have gotten sumthin' wrong in my readings 'cause I assumed the fine (which goes up to astronomical levels down the road) would cover you no matter the nature of a medical treatment (no matter how costly).
Again: isn't the point of the fine to cover those expenses one may incur if using medical resources without insurance?
If not: then what's the fine for?
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