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It's only fraud if you break the 11th or 12th Commandments
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(What? You didn't know about those? Why yes, for sure, Moses actually came down the mountain with three tablets (iPad, Android and WindowsRT) but dropped the Microsoft one which had Commandments #11 - #15 on it which is why 99.9% of the population only know the first Ten Commandments.
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11th Commandment:
Thou Shalt Not Get Caught
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12th Commandment:
Thou Shalt Not Get Found Out
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So basically, and with God's full approval obviously, it's like speeding, unless Smokey (US) or Plod (UK) pulls you over and gives you a ticket for doing it, it never happened.
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Here endeth the first lesson.
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The only dumb question is the one you didn't ask.
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