Quote:
Originally Posted by classicman
Soooo ... For 2016, the NEW Obamacare changes are kicking in -
What are the changes you ask? Well I'll explain.
My premiums are increasing another 21%
My coverage is now ZERO until I meet a $6000- $6400 out of pocket minimum.
That includes my prescriptions. So unless I average well over $500 a month in medical expenses,
I will pay well over $6000 a year for NOTHING PLUS the increase in premiums!
...
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That sounds more like "Catastrophic Health Insurance" than
what people usually think of as a health care program.
In any case, it's not correct to say you are paying for "...NOTHING PLUS...premiums"
Under ObamaCare...
Quote:
"Catastrophic plans" cover 3 primary care visits per year, and certain preventive services, at no cost.
You have to pay all other medical costs yourself until you reach your deductible –$6,850 in 2016.
After that, the plan pays 100% of covered services.
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Also, such insurance plans depend a great lot on whether your
State Governor has elected to expand Medicaid, or not.
If you’re eligible to buy a Catastrophic plan, you’ll see them displayed
when you apply and
compare plans in the Marketplace.
.