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Sorry, John, $100,000 wouldn't get close, it doesn't even matter what the medical problems are. Forget my parents and siblings; forget all our other health issues; me and my two kids cost an average of $7500 per year on preventative colonoscopies alone. Don't get me started on the cousin in his 30s who actually did come back positive for colon cancer a few years back. Medical costs in this country are truly unfathomable to most people who don't bother looking at their insurance statements.
And yeah, we're boring. It would be investment and savings all the way.
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