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Debit here is a big thing.
The majority of people use it every day, rather than draw cash from a cashpoint (ATM) or face credit card charges.
My parents, for example, use debit for 90% of their transactions. There is almost always something they need or Grandad needs on a daily basis, so it goes via debit. It's the same as cash after all, just less worrying than carrying cash for a 69 year old (Dad). Also they have records in case anyone queries Grandad's income and expenditure.
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