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Originally Posted by glatt
Where did you get yours done?
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There are a couple different places, but we used
www.23andme.com.
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Originally Posted by Nirvana
Are you then considered to have preexisting conditions that may make your health insurance premiums higher?
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They say no:
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With the May 2008 signing of the Genetic Information Nondiscrimination Act (GINA) by President Bush (the law took effect in stages over 2009) Americans are protected against discrimination based on genetic information — at least with regard to employment and health insurance coverage. GINA does not extend to genetic information-based discrimination in life or long-term care insurance. And until the law is tested in court it is difficult to know how far its protections will extend in practice.
Most states also have their own statutes prohibiting or at least limiting genetic discrimination. In California, for example, individual and group insurers are prohibited from requiring an individual to provide genetic information, from using genetic information to decide eligibility or risk status, and from disclosing such information without consent. The National Conference of State Legislatures provides useful tables that detail laws pertaining to the protection of genetic information in all 50 states.
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