Interesting you can pre load your HSA like that as starters, in subsequent years your limited on Monthly contributions, the total is about $6500 this year.
I don't think you can have an HSA and FSA, double dipping on tax deduction.
Those plans seem weird to me, ones I have encounterd have a deductible where you pay everything ($1800 to qulaify for HSA), then you pay 20% up to a maximum ( $6500 ish to qulaify for HSA), then you are covered 100%
$1000 a month premium !, also company pays and no premium also!
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