Quote:
Originally Posted by jinx
I think he's right though.
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no, he isn't. he's right that paying off your full balance every month doesn't mean it'll be easy to get a loan, but keeping a small balance is no different. it's all about potential balance. if you have the potential to max out your cards to half your salary and have a mortgage, no-one is going to give you an additional 20K line of credit even if you pay off all your cards every month and your mortgage on time.