HM, my heartiest congratulations.
Please don't let the rank odor of JEALOUSY diminish my good wishes. I'm really. very. happy. for. you.
HELoC, a big yes. $1000, no freakin way. You really, really want to get the to a nunnery, assuming the nearest one is located in a CREDIT UNION!! You know, where you own the joint, or at least a piece of it instead of a bank? Seriously. My HOLoC was $79, a "reconveyance fee". Do not pay $1000. You're waywayway smarter than that.
Oh, and you're right to dally wrt the 0% loans. Free money indeed.
Way to go!!
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Be Just and Fear Not.
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