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Working class, they don't buy things they can't afford.
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And yet, he bought an actual insurance policy last year instead of paying the penalty. He's not forced to pay for the thing that costs hundreds a month and just involuntarily went up another $150 a month. For 2016, the penalty for going without insurance is just $57.90 a month if your annual salary is $27,800 or lower. $40K a year gets you $83.30 a month, $60K a year is $125 a month.
The system is fucked, and I'm not saying he can afford the actual insurance. But he could afford the penalty, meaning Obamacare wasn't the thing that fucked him.