[Happy Monkey]

If the rate increases are justified, then complaining about it is essentially complaining that more sick people are getting treatment than were expected.

If they're not justified, then people will get rebate checks at the end of the year.

I suspect that, as mentioned in the article, the release of pent-up demand pushed much of the increase. Also, I suspect that a lot of people who were used to going to the ER for routine healthcare are still doing so, but now with insurance cards. That's going to hit the insurance companys' bottom lines until they can get their new members educated and paired with GPs.