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of course not - thats how they make their money. If you pay on time every time and carry no balance then they are LOSING money on you (well me) They are not in the business to lose money.
If you are not making regular payments or are consistently late they are aware that they are probably going to get stuck for all the money they lent you. They jack up the rates hoping to get as much as they can.
I hate it and had it done to me years ago, but thats their justification. Remember, They are not your friends.
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"like strapping a pillow on a bull in a china shop" Bullitt
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