[Happy Monkey]

It's not "just facts".

Do you think that "Obama: You can keep the plan you have." meant that he would force insurers and employers to never change their plans?

Old plans are grandfathered in. You can keep them to the extent that you could ever keep your plan, before or after this legislation - based on the contract between your employer and insurer. This legislation did not change that.

But it did discourage the continuing worsening of the new contracts, by saying that if you want to increase employees' costs, you have to give up your grandfathering status. So some employees may be able to keep the plan they like longer than they would have been able to before.