[xoxoxoBruce]

I've had numerous correspondences with local, state, and federal governments, but this one dazzled me with acronyms.
After 30 years of buying Federal Flood Insurance there was suddenly a five fold increase in the cost. Google gave me the name and address in DC of the acting director. I wrote and told him, nay nay, I was not going to pay to replace million dollar homes, built on barrier islands, every five years.