Quote:
Originally Posted by lumberjim
this is actually an area that I have experience in. REAL actual non made up experience.
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But monster.....just so you know....available credit is a good thing. having had High credit (meaning having had a large balance reported to the bureau at one time) and currently having a low or zero balance is a positive thing. You could have a $15k limit on a card, but if the highest balance ever reported was $3k.....a human credit analyst will only count is as $3k worth of experience.
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large balance cleared is way different from retaining small balance.
and yes, nice when you get to deal with humans.
may be a sahm now, but I've sold credit cards, cancelled credit cards and approved them n my murky past... as well as having awesome credit now
that's sort of like not made up experience too, just so's you know and all.....