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It can be done with car insurance because owning and driving cars is a privilege, not a right. It can't be done the same way with guns because it is a right and to "make it harder for them" constitutes infringement. This doesn't mean it can't be done, just that it requires a change to the Constitution and there's a process for doing that. Those who want to circumvent the process are simply un-American.
BTW, what is it with you repeating the phrase "make it harder for them" when referring to "young males"? Freud? Freud? Anyone? Anyone?
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