Thread: Obamacare
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Old 11-07-2015, 07:01 AM   #21
glatt
 
Join Date: Jul 2003
Location: Arlington, VA
Posts: 27,717
This is why we need a socialized system with the government as a single payer. The pool of employees at my firm is also aging, and our premiums are going up fast too.

I bailed on the standard plan last year and went with the very high deductible, lower premium, HSA plan. It pays for one physical, and then, since I have the family plan, we have a $6k deductible before the plan pays anything. But then it's covered 100% in network and 50% out of network. Basically, we get a free physical, and then pay out of pocket (pre-tax) for everything else, but if we get really sick, we won't go bankrupt. But the premiums are still too high.
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